send money to Nigeria from the UK

As we’re in beta at the moment, MonieWorld is invite-only. There are two different ways you can be invited:

By invite link

You’ll most likely get this as an email or message, and it will contain a link you need to click to continue signing up.

1. Open the invite message you received and click on the link to take you to a web page

2. Enter your UK mobile number and complete the SMS code step

3. Complete your signup by creating and confirming your passcode and adding your personal details

By invite code

There’s a chance you will have been given an invite code, but haven’t received a link. The process is nearly the same, except in this case you need to enter the code you were given when you sign up:

1. Download the MonieWorld UK app or continue on our website instead

2. Select ‘Sign up’

3. Enter your UK mobile number and complete the SMS code step

4. Enter your invite code

Complete your signup by creating and confirming your passcode, setting up biometrics and adding your personal details

If you don’t have an invite link or code

Add yourself to our waitlist:

1. Download the MonieWorld UK app or continue on our website instead

2. Tap Sign up

3. Enter your UK mobile number and complete the SMS code step

4. On the Invite code screen, tap Join waitlist

Download our app

If you have an Apple device

If you have an Android device

Sign up on the web

Go to https://monieworld.com/signup

If you have any issues, feel free to reach out to our support team for assistance.

To open a MonieWorld UK account you must:

• Be a UK resident

• Be at least 18 years old

• Have a UK mobile number

If you do not yet have a GBP account

You’re eligible for our starting limit of up to £3,500 a year. This can be sent in one go or over the course of the year.


If you have a GBP account

You could send substantially more. To check your eligibility for higher daily and annual limits, we’ll ask you a few additional questions.

Tap your profile icon on the top left of the home screen to see your current transfer limits.

The cost you see is the cost you pay. We don’t add additional transaction fees or charges onto payments, whether for domestic transfers or international transfers from the UK to Nigeria.

We add a small markup to the exchange rate, which is how we (and many other money transfer businesses) make money.

MonieWorld is a trading name of Moniepoint GB, which is a distributor of PayrNet. To protect your funds, PayrNet as an electronic money institution (EMI) must meet strict regulatory requirements, which means any money deposited into your MonieWorld account is stored in one or more segregated bank accounts with a regulated third party credit institution, in accordance with the provisions of the Electronic Money Regulations 2011.

Unlike UK banks, PayrNet is not protected by insurance schemes like the Financial Services Compensation Scheme (FSCS) as it does not cover electronic money products. No other compensation scheme exists to cover losses from your electronic money account.

Head to our Help Centre to get in touch with our support team 24/7. Tap your profile icon on the top left of the home screen, then tap ‘Need help’.

How to get in touch:

By live chat

Available 24/7

By phone

Call 0330 024 5551 (+44 330 024 5551 from overseas) to chat to us or request a callback. Lines are open Mon-Fri 8am - 5pm UK time.

By email

Email us at [email protected]. We’ll reply within an hour.

We look forward to helping you!